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Wednesday, November 19, 2008

need or want

for the past week, my mom has been telling me if I were to earn a dollar, I'd have to make sure I wouldn't be spending $1.10. now, I couldn't agree less.

I was flabbergasted when I read one of the headlines in yahoo! Singapore news that "credit card loans up by S$840m in 12mths to sept".

it also stated "the percentage of outstanding credit card balances rolled over for more than one month..." in short, increased!

I remember one of my girl friend said that all my assets could fit into my pink,polka dot,butterfly purse when I told her that was all I had. reason why? simple, I overspend.

major mistake, getting things on impulse. I currently have $2 in my Guess wallet, to last me till friday. wonder how am I going to survive... for starters, my 2 lunches are going to be bread and peanut butter:(

the reason why we youngsters tend to overspend is simply, we spend more than we earn. we are likely to go for branded items. most of the time mistaking a need for a want.

I have to learn the hard way!

so the next time you grab something at the store, do ask yourself whether its a need or want. and keep in mind my mom's wise advice, "do not spend a dollar when you're earning a $1.10.

*reference: http://sg.news.yahoo.com/cna/20081118/
tap-615-credit-card-loans-s-840m-12-mont-
231650b.html

with love, at 9:31 PM

about me

am beautifully and wonderfully created<3 I love my curls, family and friends! I thank God for who I am today and am a beautiful, young, godly woman in the making(:

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